How Can We Help You?
Fullerton is a city that has reflected cultural, economic and social upheavals, thus creating incredible changes in the character of the city – especially over recent years. This has included class divisions that somehow separated the less affluent southern sector from the wealthy western and northern urban regions. Differentiation became even more exaggerated as Latinos and Asians selected Fullerton as their new residential city, quickly creating a shortage of developable land. Add in the disruption of the Hughes Aircraft Campus conversion into mixed use real estate in the early 2000’s, and the net result has been a whipsawing of prices going from depressed, then soaring after 2012 with the after-recession upswing. An inevitable consequence of this concentrated economic storm is that Fullerton property investors dropped into credit rating traps that literally battered FICO scores left, right and center. This effectively closed them off from many industrial, commercial, mixed use and residential real estate opportunities that become available every day.
The city’s residents were stymied in all their attempts to bypass poor credit ratings but were delighted when Private Money Lenders Inc., one of California’s professional hard money lenders, decided to open for business in Fullerton. We brought all our resources to focus on every possible investment structure, including individuals, partnerships, trusts, corporations, LLCs, estates and foreign nationals looking to finance their real estate. Clients are continuously leaving us satisfied, knowing that our bridge loans, long-term private financing, private money loans and investor loans addressed their ills seamlessly.
The PML policy is one that is simple but incisive at the same time, exposing competitor weaknesses with clarity. We go directly to the core of the property to unearth the equity value – the key to all deals closing without a hiccup. Once uncovered, the PML process wheels into motion to arrange the lowest interest rates with easy redemption clauses. The path to this point is made super-easy by our steadfast methodology that raises the small print to a prominent position in negotiations. This takes the guesswork out of the equation, creates speed and nullifies potential issues after closing.
The Fullerton clients walk through our doors from all walks of life. We make no distinction based on loan size – clients at $50,000 loan level receive the same PML VIP treatment as clients seeking $2 million. That’s not where it ends: even frustrated investors, where equity value is thin, can get loans with us. Our agents apply sophisticated techniques, like cross-collateralization to keep things rolling during difficult times. We are also prolifically active in the refinancing of business loans, and we are famous for being able to conclude these with no cash out limits. In the new higher interest rate environment this has been a boon to the city’s commercial community.
So, in Fullerton with its somewhat diverse history and up-and-down credit rating experiences, the stability of a reliable, down-to-earth private money lender like Private Money Lenders Inc. is more than welcome. We have confidence that this will endure for as long as there is property fluctuation and Real Estate uncertainly in the city’s markets.
For a truly fulfilling real estate loan service, residents of Fullerton can contact us at [email protected] or call +1(818)266-8848.
Private Money Lenders transactions are made possible by the special characteristics and requirements of private money lending. Our investors are protected with real estate, which is pledged as security in a trust deed and promissory note.
We are aware that brokers and related businesses may have trouble securing traditional funding options, and occasionally they may not be eligible. Private Money Lenders offers broker funding to such entities as one of the major players in the industry. It is possible to create specialized financing arrangements based on the needs of the broker requesting the financing.
What loan do you need?Hard Money LoanProbate LoanRehab LoanProperty LoanCommercial LoanConstruction Loan