Stockton, California, faced a challenging period when it filed for bankruptcy during the 2008 financial crisis, finally emerging in 2015. Many residents were adversely affected, leaving them with damaged FICO scores and credit issues that now hinder their ability to secure first and second lien loans for industrial, commercial, mixed-use, and residential property investments. Private Money Lenders, Inc., a top-rated hard money lender with a strong presence in many Californian cities, is dedicated to helping Stockton’s residents overcome these obstacles.
Our company offers a wide range of financing options for real estate, including bridge loans, long-term private financing, private money loans, and investor loans. We cater to individuals, partnerships, trusts, corporations, LLCs, estates, and foreign nationals across all property sectors. The key to our success is straightforward: we excel at finding equity, no matter how small, in the targeted property. Our skilled team of loan professionals thoroughly analyzes every piece of client and contract information, enabling us to navigate past credit record issues that typically obstruct other agents. If asset equity is insufficient, we employ strategies like cross-collateralization to help our clients.
We also specialize in refinancing business loans with no cash-out limits, a growing demand due to rising interest rates. Our expertise in this area has made us a go-to resource for clients seeking these arrangements.
The biggest attraction of working with Private Money Lenders, Inc. is our efficient and transparent loan securing process. Regardless of the loan size ($50,000 to $2 million) or the client’s credit score (poor to excellent), we strive to deliver the best possible result reliably and swiftly. Our approach ensures that all parties are clear on the terms, eliminating any surprises from the “small print.” We consistently secure the lowest interest rates and the most reasonable loan redemption terms for our clients. The process is designed to move forward smoothly, minimizing delays and frustration.
With the support of Private Money Lenders, Inc., Stockton is back on its feet, and so are its residents who were hardest hit by past economic downturns. Property opportunities are now accessible to more than just those with unblemished credit histories. Under our leadership, many financial challenges are overcome, making us a focused and savvy real estate hard money lender.