At Private Money Lenders, Inc., we understand that plans can change, and sometimes extra funds or a bridge loan is needed to seize an opportunity. That’s why we strive to enable and empower borrowers, even if they don’t have an “ideal” credit history. With our services conveniently covering San Francisco and the Bay Area, you can trust that we will work with you regardless of your history or situation. Even if you have bad credit, are under foreclosure, or have a bankruptcy on your record, we may still be able to assist you.
As a direct private money lender, we provide private money loans and bridge loans in San Francisco, the Bay Area, and other local areas in California for residential, apartment, commercial, and various other property types. Being a direct lender allows us to make fast, efficient decisions without the clutter and due diligence fees that slow down non-direct lenders. We offer the most competitive rates and terms on purchases, investor loans, and cash-out refinances for business purposes with no cash-out limits. Our bridge financing and long-term private financing are available for individuals, partnerships, trusts, corporations, LLCs, estates, foreign nationals, and other entities.
Our approval process is based on the property’s equity and our assessment of the borrower’s ability to repay the loan and their exit strategy. Because our loans are equity-based, we can look beyond a colorful credit history. Even if there isn’t enough equity, our team of professionals works diligently to reach a resolution through cross-collateralization.
Our loans provide the financial help you need for growth and opportunities. Loans are available from $50,000 to $2 million in first or second lien positions and are not necessarily affected by FICO problems, bad credit, or other complications. We happily provide loans for industrial, mixed-use, residential, commercial properties, and many other property types.
At the end of the day, your private money lender should be an advocate for you. We work hard to ensure our terms are fair and that our clients receive the capital they need to make positive changes in their lives. It’s our job to help you move forward.