San Joaquin Valley is home to Fresno, the foundation of the world-famous Yosemite National Park with its stunning natural beauty. But waterfalls and giant rock formations are only part of the Fresno story: the city is at the center of a thriving real estate market. Private Money Lenders, Inc., a reputable private money lender, strives to stay at the forefront of this growth phenomenon.
Fresno clients are known to be discerning and astute, which is why the team at PML has been so warmly received. Before our arrival, numerous obstacles, primarily related to first and second lien funding, hindered buyers and sellers in this California hub.
Fresno, like the rest of the nation, faces challenges with credit issues. Even slightly suspect credit histories can derail a deal, often due to FICO scores or past loan delinquencies. We help clients navigate these challenges and overcome the stigma of a checkered credit history.
Professional hard money lending thrives in the industrial, commercial, mixed-use, and residential loan markets. Our approach makes sense to individuals, partnerships, trusts, corporations, LLCs, estates, and foreign nationals. We have tools and methods to overcome past infractions in every loan category, including private money loans, bridge loans, long-term private financing, and investor loans. We alleviate stress for our clients at every turn.
The strength of our operations comes from a cohesive team effort. All our skilled professionals focus on finding equity in every deal. Even if equity is traditionally low, we go the extra mile with cross-collateralization as a viable option.
Loan size is never an issue for us. Clients raising $50,000 receive the same attention as those raising $2 million. Excellent service earns lifetime client loyalty, and needs change every year. Our reputation depends on offering unbeatable terms and rates for comparable loans in Fresno and removing the anxiety of waiting for authorization. Our clients often say that we make a potentially intense experience feel like a breeze. Our commitment to clarity throughout the lending process ensures no small-print surprises.
A vibrant area for us is refinancing with no limit cash-outs for business purposes. In a fluctuating interest rate environment, this is an invaluable lending resource. Finally, our biggest attribute is our ability to get things done quickly without sacrificing efficiency. This is a significant advantage over our competition, who are often slowed down by lesser training and resources.